Business Brokerage Support
Buy or Sell a Business
with Support.
Paid AmPac advisory for valuation context, deal structure, diligence, and SBA acquisition financing questions.
Buy a Business
Review fit, financing, diligence, and offer structure.
- SBA 7(a) acquisition loan guidance
- Structured due diligence checklist
- Business valuation tool
- Curated marketplace resources
- AmPac financing discussion
Sell a Business
Prepare valuation inputs, documents, buyer questions, and deal terms.
- Business valuation estimate
- Exit readiness assessment
- Seller documentation checklist
- Certified business broker network
- Tax & deal structure guidance
AI Business Advisor
Ask ECO Broker
Use ECO to organize acquisition, sale, financing, and diligence questions before review.
ECO Business Broker AI
· Review support
Ready
Buying a Business
How to Buy a Business
Start with fit, financing, diligence, and deal structure.
1
Define Your Target
Name the industry, location, size, and price range.
2
Pre-Qualify for Financing
Talk with an advisor before shaping an offer.
3
Evaluate & Due Diligence
Review financials, revenue, liabilities, leases, and seller context.
4
Make an Offer & Close
Prepare the offer, agreement, financing, and transition plan.
Valuation Tool
Business Valuation Estimator
Use a simple estimate to frame buyer or seller questions.
Estimated Valuation Range
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Low estimate
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Mid-market estimate
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High estimate
Multiple used—
Revenue multiple—
SBA 7(a) financing available—
Estimated buyer equity needed—
Important: This is an educational estimate. Use a broker and CPA for formal valuation work.
Due Diligence
Due Diligence Checklists
Know what to verify, gather, and prepare.
Buyer's Due Diligence Checklist
- 3 years of business tax returns (federal + state)
- 3 years of P&L statements and balance sheets
- YTD financial statements (within 90 days)
- Accounts receivable and payable aging reports
- All existing contracts, leases, and agreements
- Lease assignment or new lease terms for the property
- Employee list, compensation, and tenure
- Key customer and supplier relationships + concentration
- Inventory valuation and condition
- Equipment list, age, and maintenance records
- Existing debt obligations and liens
- Litigation history and pending legal issues
- Licenses, permits, and regulatory compliance
- Reason seller is exiting the business
- Historical cash vs. accrual adjustments ("add-backs")
Seller's Preparation Checklist
- 3+ years of clean, verified tax returns
- Monthly P&L statements for last 24 months
- List of all assets included in the sale
- Updated equipment inventory with values
- Current lease terms and assignability clause
- Employee compensation and key employee contracts
- Customer list (anonymized for marketing; disclosed post-LOI)
- Vendor and supplier agreements
- Operations manual or documented SOPs
- Business licenses and regulatory status current
- Corporate documents (articles, operating agreement)
- Clean up personal expenses run through the business
- Address any pending litigation or tax issues
- Identify training/transition period you'll offer buyer
- Consult CPA on asset vs. stock sale tax implications
SBA Financing
SBA 7(a) Acquisition Questions
Use advisor review to understand whether SBA 7(a) fits the acquisition.
SBA 7(a) Acquisition — What Gets Financed
Goodwill & Intangibles
Brand value, customer lists, established systems — financed as part of the purchase price
Equipment & Inventory
Tangible assets included in the sale can be rolled into SBA financing
Working Capital
Post-acquisition working capital can be included in the SBA loan for a smooth business transition
Seller Note Tip: Many SBA 7(a) acquisitions include a seller note — where the seller carries back a portion of the purchase price (typically 10–30%) on a subordinated note. This reduces the buyer's equity injection requirement and shows lenders the seller has confidence in the business's continued performance.
Resource Partners
Your Business Broker Network
Resources for sale, acquisition, valuation, and financing questions.
Business Marketplaces
BizBuySell
The largest online marketplace for buying and selling businesses. Search thousands of listings by industry, location, and price range.
bizbuysell.com →
Business Marketplaces
BizQuest
Comprehensive business-for-sale marketplace with broker directory, valuation tools, and educational resources for first-time buyers.
bizquest.com →
Broker Associations
IBBA
International Business Brokers Association — find certified business intermediaries (CBIs) and M&A advisors nationwide.
ibba.org →
SBA Acquisition Financing
AmPac Business Capital
SBA acquisition financing discussion for CA, AZ, and NV buyers.
Talk with an advisor →
Business Valuation
BizEquity
Online business valuation platform used by thousands of business owners and advisors to establish accurate market value before listing.
bizequity.com →
Free Business Counseling
Small Business Development Centers
Free one-on-one counseling and resources for buyers and sellers from SBA-funded SBDC advisors. Available throughout CA, AZ, and NV.
americassbdc.org →
Deal Support
What AmPac Can Help Verify
SBA 7(a) acquisition packages need a clean buyer profile, seller financials, add-backs support, source-and-use schedule, and a defensible debt-service story before a lender can move fast.
Seller conversations work better when asking price, adjusted EBITDA, working capital, real estate, equipment, transition support, and seller-note expectations are documented up front.
The diligence checklist is designed to surface lien, tax, payroll, lease, customer concentration, licensing, and transfer-risk issues before a buyer commits capital.
Ready to Move
Plan the next deal.
Bring the question, documents, and timeline so AmPac can review the path.
SBA Certified · CA · AZ · NV · (909) 915-1706 · bkennedyjr@ampac.com