Privacy Policy
Information We Collect
When you use Entrepreneur Ecosystem, we collect information you provide directly — such as your name, email address, company name, and industry — as well as usage data generated through your interactions with our platform tools (Finance AI, Tech AI, Capital Navigator, Community Hub, and Resource Finder).
How We Use Your Information
We use collected information to:
- Provide and improve the platform's tools and services
- Personalize your experience and surface relevant resources
- Communicate with you about your account, events, or platform updates
- Comply with applicable federal and state laws, including SBA program requirements
- Conduct aggregate, anonymized analysis to improve our services
Information Sharing
We do not sell your personal information. We may share information with trusted service providers who assist in operating the platform (such as Firebase/Google Cloud for data hosting), with AmPac Business Capital staff for loan consultation purposes, or as required by law.
California Privacy Rights (CCPA)
California residents have the right to know what personal information is collected, request deletion of personal information, and opt out of the sale of personal information (we do not sell personal data). To exercise these rights, contact us at info@ampac.com.
Data Security
We use Firebase Authentication and Firestore with role-based access controls to protect your data. Community profile data is only accessible to authenticated platform members. Sensitive financial data submitted through our AI tools is not stored beyond the active session.
Data Retention
Account data is retained for the duration of your membership. You may request deletion of your account and associated data by contacting info@ampac.com. Backup copies may persist for up to 30 days.
Terms of Service
Acceptance
By accessing or using the Entrepreneur Ecosystem platform, you agree to these Terms of Service. If you do not agree, please discontinue use immediately.
Platform Use
Entrepreneur Ecosystem is provided as an educational and resource-access platform for small business owners. The AI tools (Finance AI, Tech AI) provide informational guidance only and do not constitute financial, legal, or investment advice.
- You must be at least 18 years old and operating or planning a legitimate business
- You are responsible for the accuracy of information you submit
- You may not use the platform for any unlawful purpose or to harass other members
- You may not attempt to reverse-engineer, scrape, or abuse platform APIs
Community Standards
The Community Hub is a professional space. Members agree not to post spam, promotional content unrelated to business development, discriminatory content, or any material that violates applicable laws.
Intellectual Property
Platform content, branding, and AI-generated guidance are the property of AmPac Business Capital or its licensors. Member-generated content (posts, comments) remains the property of the member, with a non-exclusive license granted to AmPac to display it within the platform.
Disclaimers & Limitation of Liability
The platform is provided "as is." AmPac Business Capital makes no warranties regarding accuracy, completeness, or fitness for a particular purpose of AI-generated guidance. Our liability is limited to the greater of $100 or fees paid in the prior 12 months.
Termination
We reserve the right to suspend or terminate access for violations of these Terms. You may cancel your account at any time by contacting info@ampac.com.
SBA Compliance Disclosures
Equal Credit Opportunity
AmPac Business Capital is an Equal Opportunity Lender. We do not discriminate against any applicant on the basis of race, color, religion, sex, national origin, age, disability, familial status, or any other basis protected by federal or state law.
SBA 504 Program Disclosure
SBA 504 loans are long-term, fixed-rate financing for major fixed assets (real estate, equipment). The CDC (AmPac) funds approximately 40% via a debenture, a bank funds approximately 50%, and the borrower contributes 10%+ equity. Job creation or retention requirements apply. Terms of 10, 20, or 25 years are available.
SBA 7(a) Program Disclosure
SBA 7(a) loans provide flexible financing for working capital, business acquisitions, and refinancing. Maximum loan amount is $5 million. Guaranty fees apply. Collateral and personal guarantee may be required.
No Guarantee of Approval
Loan readiness scores and recommendations generated by the Finance AI tool are informational only and do not constitute pre-approval, pre-qualification, or any commitment to lend. All loan applications are subject to full underwriting review and SBA program requirements.
Advertising & Referral Compliance
AmPac Business Capital does not pay referral fees in violation of SBA SOP 50 10 or RESPA. Capital Navigator listings are provided for informational purposes. AmPac is not responsible for terms or conditions offered by third-party lenders or grant programs listed on the platform.
Regulatory Authority
AmPac Business Capital is regulated by the U.S. Small Business Administration. Complaints regarding our SBA lending activities may be directed to the SBA Office of Credit Risk Management.
Cookie Policy
Entrepreneur Ecosystem uses session storage (not persistent cookies) for functional purposes such as remembering your dismissed toolbar state. Firebase Authentication uses a secure session cookie to maintain your logged-in state.
We do not use third-party advertising cookies or tracking pixels. Analytics, if used, are aggregate and anonymized.
You may clear session data through your browser settings at any time without affecting your account.
Contact Us
For questions about this policy, data requests, or compliance concerns:
- Email: info@ampac.com
- Privacy requests: info@ampac.com
- Website: ampac.com
- Phone: (909) 915-1706
AmPac Business Capital
SBA Certified Development Company
Serving California, Arizona & Nevada